Select a name to see it on the map. Open a profile to see every fact and source.
What the source marks mean Each mark shows what kind of source backs a fact. Open the fact to read the source, the date it was checked and any conditions.
The provider's own documentation supports this fact, for the product, plan and date stated.
The provider says this, for example on a marketing page. Read the linked source and its conditions before you rely on it. ETHORITY's assessment, based on the linked sources.
An independent source supports this one fact, within the scope stated. Check the other facts separately. Figures marked 'Scenario' are calculated from stated assumptions. Results measured in practice are shown separately.
Selected AI built into financial planning that boosts your team's performance
Facts, sources and conditions AI built into financial planning that boosts your team's performance
Where it sits on the map · 1 · 1 PA Payhawk AI Office of the CFO Payhawk · Agent
According to Payhawk: “The Financial Controller AI Agent clears your month-end by chasing employees, fetching invoices and coding expenses.”
Per module · per month ○ Conditions apply – open for details EU (BE · DE) ○ Conditions apply – open for details PA Payhawk AI Office of the CFO
Payhawk · Agent
Facts, sources and conditions According to Payhawk: “The Financial Controller AI Agent clears your month-end by chasing employees, fetching invoices and coding expenses.”
This description covers the Financial Controller agent. The wider AI Office of the CFO package also lists Travel, Procurement and Payments agents; confirm the scope you need.
Where it sits on the map · 1 · 1 AI agents for month-end expense chasing, invoice fetching and expense coding inside a spend platform
Task classification by ETHORITY; match it to your intended use.
Per month per plan module; price depends on “the plans and add-ons you select, as well as the number of admin/accountant seats, cards, and the volume of transactions”; “Unlimited employee seats”
US pricing edition; request a separate EU quote.
From $299/mo (Travel), $349/mo (Accounts Payable), $449/mo (Cards & Expenses), $499/mo (Procurement); Payhawk Complete (full AI Office of the CFO package) – no price listed
Unit: USD per month US pricing; confirm which plans include Financial Controller Agent.
Payhawk EOOD processing in “Belgium and Germany (LLMs hosted on Google Cloud)”; blog: data on AWS and GCP “located within the EU”, German users' data in Germany, other EU users in Belgium
Optional sub-processors outside: Duffel (UK, travel); Merge API on AWS EU (Sweden, HR integrations). LLM region within Google Cloud not stated
Not used for training – DPA: will not use Controller Personal Data, incl. prompts, “to train, fine-tune, or improve any foundational or general-purpose artificial intelligence models”
AI security FAQ adds that Vertex AI enterprise API “does not use customer data for model training”. DPA wording covers foundational/general-purpose models; Payhawk's own task-specific models not addressed explicitly
“Integrations with 40+ ERP/Accounting/HR systems”; live accounting to Xero, QBO, Exact Online in every module; native bidirectional ERP add-ons NetSuite, Dynamics Business Central, Microsoft Finance, Sage Intacct; native DATEV (DATEV DUO / Unternehmen Online); Slack; 50+ HRIS
Count 40+ provider-stated. Agent Fetch connects to supplier portals (customer names Uber, Deliveroo, OpenAI, Aircall)
ISO 27001 certified; SOC 2 Type 2 attestation; PCI DSS compliant
Provider blog only; certification body, auditor, scope and report period not stated; not registry-verified. AI security FAQ names no certifications
“Payhawk AI may struggle in some specific cases” – handwritten or faded receipts, non-Latin characters, multi-currency edge cases, uncommon invoice formats, ambiguous categorisation; agent pauses at CAPTCHA/2FA; agent “cannot change account settings or make purchases”; not available to UK micro-enterprises or small charities
Provider-stated time claim: “Submit expenses 62% faster, and clear approvals in just 3.5 days”
SP Spendesk AI Connect Spendesk · Product
Connects Spendesk spend data to AI assistants so finance teams can search, analyse and report on spend in plain language.
MCP free in 2026 ○ Conditions apply – open for details EU (AWS) · AI: EU/US ○ Conditions apply – open for details SP Spendesk AI Connect
Spendesk · Product
Facts, sources and conditions Connects Spendesk spend data to AI assistants so finance teams can search, analyse and report on spend in plain language.
The help centre describes natural-language questions about Spendesk data and states that Spendesk MCP is not an AI model. Beta write tools can also change data; agree permissions and permitted operations.
Where it sits on the map · 1 · 1 MCP bridge giving AI assistants permissioned read/write access to spend and AP data
Task classification by ETHORITY; match it to your intended use.
MCP: included free for customers in 2026; Spendesk platform: fixed monthly subscription plus variable per-transaction fees, unlimited users, no active-user fees
“Most Spendesk paid plans have an indefinite term”; two months' notice without annual contract
€0 for MCP access in 2026 – “MCP access is free for all customers for 2026”; “Pricing may change.”
Requires a paid Spendesk plan; platform plan prices not published (contact sales)
Amazon Web Services EMEA SARL, hosting, processing location EU; Google Cloud France (cloud hosting and AI services) EU/US
AWS region not named. Data retrieved via MCP is processed by the customer's chosen AI provider under the customer's own agreement – EU location of that processing not addressed
Only third-party model training is addressed – users should “review that provider's settings for privacy, data retention, workspace sharing and model training”
Spendesk's own use of customer data for training not addressed
AI assistants: Claude, ChatGPT (Business/Enterprise/Edu), Dust, Langdock; accounting: “NetSuite, Xero, DATEV, Quickbooks or Sage 100” (direct); DATEV Unternehmen Online; custom CSV/XLS exports
Unit: 4 assistants; 5 accounting systems named Where the provider's own sources disagree The provider’s own sources say different things here. mcp.spendesk.com says “Works with Claude Code, ChatGPT, and Dust” (no Langdock) – inconsistent with help centre. MCP site: 68 tools (36 read, 32 write), 75+ skills
ISO 27001:2022 (“Spendesk also holds the ISO 27001:2022 certification”)
Where the provider's own sources disagree The provider’s own sources say different things here. The security page assigns PCI certification to partners; the platform page lists it for Spendesk. Confirm entity and scope. Payment authorisation is distinct from certification.
Write tools “in Beta”; “some actions cannot be undone”; cannot approve/reject requests or invoices, pay or schedule payments, create or change cards, manage users, read budgets; data cached briefly; no test mode; Action log “does not list the fields or values that were changed”; assistant may misread ambiguous requests, dates or currencies; prompt-injection risk from document text
Where the provider's own sources disagree The provider’s own sources say different things here. MCP site lists “physical card settings” among write tools while help centre says the assistant cannot “create or change cards” – inconsistency. Platform figure (verbatim, provider-stated evidence): “Reduce manual data entry by 80%”
AP AppZen Expense Audit AppZen · Product
According to AppZen: “Audit every expense report automatically with AI.”
Editions · by volume ○ Conditions apply – open for details US · EU (AWS Ireland) ○ Conditions apply – open for details AP AppZen Expense Audit
AppZen · Product
Facts, sources and conditions According to AppZen: “Audit every expense report automatically with AI.”
The provider claims coverage of every expense report, language and country. Treat that as provider wording and confirm coverage for your languages, policy and deployment.
Where it sits on the map · 1 · 1 Pre-payment AI audit of employee expense reports (policy, fraud, duplicates)
Task classification by ETHORITY; match it to your intended use.
Editions Standard / Premium / Enterprise; Expenses, Cards and Invoices listed as “Volume”; Expense Audit sold as add-on; ExpertCare support at “an extra charge”
Volume-based metric implied by edition table; exact billing unit (per report / per line) not stated
AWS; “hosted on AWS US and Ireland data centers”; EU clients' data “strictly contained within the EU AWS data centers”
Region = AWS Ireland for EU clients per Compliance and Security Guide; page does not reconcile the two statements in detail
used – models “do not learn from your raw data” but are “fine-tuned using aggregated data”
Trustworthy AI FAQ: “Any data processed by AppZen is converted into aggregated data.” Private ZenLM blog describes an isolated per-customer option (“Training data never flows back to the base model”); standard Public ZenLM uses anonymised data. No opt-out mechanism described. DPA s.8 covers de-identified data only
T&E: SAP Concur, Workday, Emburse, Cytric, Rydoo, Expensify, Oracle EBS, Oracle Fusion (8 logos); FAQ names SAP Concur, Workday, Emburse, Oracle, Coupa, Rydoo, Cytric; SSO via SAML / OpenID Connect / OAuth; bulk export to SFTP
Where the provider's own sources disagree The provider’s own sources say different things here. Contradiction on same page: logo strip (8) vs FAQ #09 (7) – FAQ adds Coupa, omits Expensify and Oracle Fusion. No DATEV, NetSuite, Dynamics or Xero named
ISO/IEC 27001 certified “since 2017” (accredited body, annual); SOC 1 Type 2 and SOC 2 Type 2 attestations (CPA firm; blog page logo shows A-LIGN); PCI-DSS logo
Where the provider's own sources disagree The provider’s own sources say different things here. Provider-stated only, not registry-verified. Contradiction: Compliance Guide says ISO/IEC 27001:2013, CIO blog says ISO/IEC 27001:2022. Scope and report periods not stated. SOC 1/SOC 2 are attestations. GDPR/CCPA listed by provider are laws, not certifications
Sandbox: “Data and configurations cannot be copied over between the sandbox and production”; sandbox “limited to 10% of the annual production capacity”; receipt verification reads “handwritten digits on receipts (English only)”
No accuracy caveats on product page
Expense workflow tool built for German legislation, whose AI enforces tax and policy rules in real time from receipt capture to approvals.
Per licence/mo · annual ○ Conditions apply – open for details Germany (AWS) ○ Conditions apply – open for details Facts, sources and conditions Expense workflow tool built for German legislation, whose AI enforces tax and policy rules in real time from receipt capture to approvals.
The provider states real-time validation against German tax rules and internal policies. This is a provider capability claim, not independent assurance of tax compliance. Its page also announces that Circula is part of Personio.
Where it sits on the map · 1 · 1 Employee and travel expense management with AI receipt capture and German tax/policy checks
Task classification by ETHORITY; match it to your intended use.
Employee & Travel Expenses: per license per month, billed annually, minimum 10 licenses (fixed + flexible licenses; flexible charged only in active months); Credit Cards: platform fee; Accounts Payable: platform incl. 100 invoices; Benefits: per license
“Prices stated per month, billed annually.” “Circula always contains a minimum of 10 licenses.” Add-ons (DMS, CustomerCare Plus, DailyTrips, CO₂ Reporting, Multi-Entity Setup) unpriced
From 15€ per license/month (Employee & Travel Expenses); from 99€/month (Credit Cards platform); from 149€/month (Accounts Payable, incl. 100 invoices); from 1€ per license (Benefits)
Unit: EUR per month, billed annually Where the provider's own sources disagree The provider’s own sources say different things here. Starting prices. The pricing page labels Accounts Payable “coming soon” while a product page describes it; confirm availability and invoice overage charges.
AWS, Germany – “All data is hosted on AWS servers operated in Germany.”; privacy policy: admin account data in a data center in Frankfurt/Main
AI page says “hosted in Europe” plus badge “Hergestellt und gehostet in Deutschland”; consistent with Germany. Privacy policy names US recipients for analytics/error tracking (see subprocessors and models)
DATEV (Unternehmen online, Kanzlei Rechnungswesen, LODAS, Lohn und Gehalt; via DATEV-Cloud-Services API), Microsoft Dynamics 365, ELO, Lanes & Planes, Perk, Personio, Workday
Unit: 7 named (8 menu entries, DATEV listed twice) No count stated by provider. DATEV Premium Partner and DATEV marketplace API partner; “official successor solution for DATEV Reisekosten classic”. No SAP, NetSuite, Xero or Lexware named
ISO/IEC 27001:2022 “for Circula GmbH in Berlin for cloud operations and security management”; GoBD software audit “according to IDW PS 880” by Eger, Färber & Kollegen Wirtschaftsprüfungs und Beratungs GmbH (attestation)
Provider-stated ISO 27001; confirm issuer and dates. IDW PS 880 is an auditor attestation. GoBD and GDPR are rules; DATEV Premium Partner is partner status.
“Continuous compliance audits” labelled “coming soon”; exported expenses, mileages and per diems cannot be recalled or edited afterwards (corrections outside Circula); DATEV format cannot carry receipts into ReWe; AI “Built for German legislation”
Only accuracy figure is provider-stated evidence verbatim: “92% less manual input” (measurement not described)
DA Datarails Genius AI Datarails · Product
Generative AI layer in Datarails' Excel-connected FP&A platform that answers finance questions on consolidated actuals, builds variance and board-story narratives, and runs what-if forecasts.
Annual · quote-based ○ Conditions apply – open for details Only third-party model … ○ Conditions apply – open for details DA Datarails Genius AI
Datarails · Product
Facts, sources and conditions Generative AI layer in Datarails' Excel-connected FP&A platform that answers finance questions on consolidated actuals, builds variance and board-story narratives, and runs what-if forecasts.
The /genius/ page uses Genius AI. The FP&A and pricing pages use Datarails AI for Strategy, Reporting and Planning Agents, Insights and Storyboards; confirm which package is offered.
Where it sits on the map · 1 · 1 AI analysis, reporting narrative and scenario planning on top of FP&A data
Task classification by ETHORITY; match it to your intended use.
Annual, quote-based subscription by plan (Professional 2 users/1 integration; Premium 5 users/2 integrations; Expert 15 users + 50 viewers/3 integrations; Enterprise custom) plus one-time onboarding fee
“Datarails pricing is quote-based”. AI Agents and FinanceOS AI Connector included in every plan
No list price; provider-stated ranges: “Most mid-market teams invest $35,000-$80,000 per year”; “enterprise plans typically start above $100,000”
Unit: USD per year Ranges, not a price list. Page also cites a third-party (Vendr) median of $33,300/yr – not provider data
Only third-party model training is addressed – “never uses it to train external AI models”
The Genius page says data stays in the customer’s instance; DPA section 2.1.3 limits use to the services. The separate AI terms have not established the applicable training conditions here. Ask for those terms.
“integrates with over 200 systems”; named: QuickBooks, Xero, Oracle NetSuite, SAP Business One, Sage Intacct, Microsoft Dynamics 365, Salesforce, HubSpot, ADP, BambooHR, Workday, Tableau, Power BI, OneDrive, SharePoint, Square, Yardi, Snowflake, SQL Server, Shopify; AI Connector to Claude, ChatGPT, Microsoft Copilot (MCP), Lovable
Unit: 200+ Plans cap source-system integrations (1/2/3 for Professional/Premium/Expert). No DATEV named
“SOC 2 compliant” (AICPA Trust Service Principles)
SOC 2 is a provider claim; type, auditor and report period are unspecified, and the trust centre has not established them here. SOC 2 is an attestation; GDPR/CCPA are laws and Microsoft Solutions Partner is a partner status. Request the relevant report.
AI Assistant labelled “(Beta)”; works only in the web app, not in the Excel add-in, desktop application or Desk; “The assistant does not give financial or investment advice.”; “In-flow agents might not be active in your organization.”; Ask AI on widgets not on mobile
Provider figures (verbatim, provider-stated evidence): “up to 75% less manual spreadsheet work”; “save 50 hours of labor per month”; “4x increase in efficiency” (genius page). Assistant: “It never estimates or fabricates a number.”
Invoice AI developed by accountants and trained on over a billion invoices that extracts, codes and approves invoices.
Per order form ○ Conditions apply – open for details AWS · US, Norway ○ Conditions apply – open for details Facts, sources and conditions Invoice AI developed by accountants and trained on over a billion invoices that extracts, codes and approves invoices.
Stated by the provider 21 Oct 2026 vic.ai ↗ Where the provider's own sources disagree The provider’s own sources say different things here. The invoice-autonomy page was inaccessible. Provider pages differ on training scale: the trust page says over one billion invoices, while the FAQ says hundreds of millions. Neither figure establishes performance for your invoices.
Where it sits on the map · 1 · 1 Autonomous AP invoice extraction, coding, approval routing and payment
Task classification by ETHORITY; match it to your intended use.
Fees per Order Form, “Licensed Volume” defined by “number of seats, volume or other measurement”; invoiced in USD, due 30 days
Stated by the provider 21 Oct 2026 vic.ai ↗ Pricing page shows no plans or unit; agreement effective date August 26, 2021 – may not be current
AWS; data stored in AWS regions “aligned to the customer's deployment requirements”; API production environments US (api.us.vic.ai) and Norway (api.no.vic.ai)
Norway is EEA, not EU; provider does not state EU hosting. Privacy policy: information “may be transferred, processed, and stored anywhere in the world”
used – global models train on “derived, de-identified data” from all customers; local line-coding models per customer, “learning is not shared across clients”
Agreement s.7/12(a): Vic.ai “exclusively owns Derived Data” and may use it “to improve its technology”; no opt-out described. API docs: historical invoices synced “to train its model”
Integration pages: Oracle, Microsoft (Dynamics), Coupa, Sage (Intacct), Workday, Viewpoint Vista; NetSuite in image text; autonomy blog: “NetSuite, SAP, Workday, Microsoft Dynamics, and PeopleSoft”; open API, pre-built connectors, bi-directional master-data sync
Where the provider's own sources disagree The provider’s own sources say different things here. SAP named in blog but not on ERP integrations page – inconsistency. No DATEV or Xero
SOC 1 Type II and SOC 2 Type II, “renewed annually and audited by third-party assessors” (attestations); SOC 2 Type II announced Sep 14, 2021 covering security, availability, processing integrity, confidentiality, privacy
Provider-stated; auditor and report period not stated. Press page says the third party “validated the design” of controls – wording typical of Type I, not Type II. “follows an ISO 27001 framework” – not a certification. Press title calls the attestation a “Certification”
Agreement: “VIC.AI DOES NOT GIVE PROFESSIONAL ADVICE”; flagged invoices need human review (“If the AI is uncertain or incorrect, the invoice is flagged for human review”); API event history limited to 30-day query windows and only for subscribed events
Provider figures (verbatim, provider-stated evidence): “97 to 99 percent accuracy rates”; “reduce invoice processing time by 80 percent” (blog what-does-vic-ai-do); “Save 70% of your team's time” (pricing page)
According to Agicap: “Agicap AI immediately helps explain the variance between actuals and forecasts.”
Annual · 12-month min. ○ Conditions apply – open for details Belgium (GCP) ○ Conditions apply – open for details Facts, sources and conditions According to Agicap: “Agicap AI immediately helps explain the variance between actuals and forecasts.”
The US product page describes explaining variance between actuals and forecasts, alongside reconciliation, collections and fraud features. The originally listed source was inaccessible; confirm regional scope. https://agicap.com/en-us/features/ai-cash-flow-management/
Where it sits on the map · 1 · 1 AI-assisted cash-flow forecasting, categorisation and variance explanation
Task classification by ETHORITY; match it to your intended use.
Annual subscription, “a minimum 12-month subscription”; tailored offers for multiple companies
Agree plan structure and billing units in the quote.
Google Cloud Platform, Belgium – “All of the collected Personal Data are hosted in Belgium by Google Cloud Platform”
Privacy policy also states transfers outside the EU are possible, “in particular to the United States”, under SCCs
Not used for training – “We do not use it to train AI models.”
Privacy policy states Agicap “may be required to use features using OpenAI's API”; OpenAI's own training terms not addressed
53 named on integrations page incl. SAP S4 HANA, SAP Business One, Sage Intacct, Sage 200, Sage 50, Sage X3, Dynamics 365 Business Central, Zoho Books, Workday, Cegid XRP Flex, Cegid Quadra; methods: custom matrix, custom API, SFTP; EBICS for banks
Unit: 53 named / “more than 150” / “Over 400 ERPs” Where the provider's own sources disagree The provider’s own sources say different things here. Contradiction between provider pages: pricing FAQ “more than 300 international banks and more than 150 accounting and financial software packages” vs connectivity page “Over 400 ERPs already connected”. DATEV, NetSuite, Xero not named on integrations page
ISO 27001:2022 “certified since 2024”; SOC 2 Type 2 report “(In progress)”; pentest listed
Provider-stated, not registry-verified; scope, certification body and validity not stated. SOC 2 is an attestation and not yet issued. ISO/IEC 27701 compliance stated for data centres (host's, not Agicap's own). Trust centre runs on Bastion platform
BA Basware SmartCoding Basware · Product
Machine-learning feature in Basware AP that proposes GL and cost-centre coding rows for non-PO invoices from the customer's historical supplier coding, offering top-five options for review.
EU · US · AU ○ Conditions apply – open for details Used (your invoices) ○ Conditions apply – open for details BA Basware SmartCoding
Basware · Product
Facts, sources and conditions Machine-learning feature in Basware AP that proposes GL and cost-centre coding rows for non-PO invoices from the customer's historical supplier coding, offering top-five options for review.
Description follows InvoiceAI and the user guide: historic invoice training and five coding suggestions.
Where it sits on the map · 1 · 1 AI GL-coding suggestions for non-PO supplier invoices
Task classification by ETHORITY; match it to your intended use.
“Basware Cloud Service deployments are in Europe (EU), United States (US) and Australian (AU) regions” (multiple data centre units per region)
DPA version v28102021; hosting provider not named; how EU customers are assigned to the EU region not stated
used – SmartCoding “trained on your historic invoice data”
Cloud Services Terms v01102025 cl.1.4/1.5 allow AI Applications to process Customer Data for “internal research and analysis to improve system performance”; no opt-out, aggregation or cross-customer scope stated. AI & ML page: improves “By leveraging and learning from company financial data”
“Connects to SAP, Oracle, Microsoft Dynamics and 250+ systems through open APIs and prebuilt connectors”; SAP Cloud ERP named in customer quote
Unit: 250+ systems (not ERP-only) Platform-level (Basware AP), not SmartCoding-specific. No NetSuite, DATEV or Xero named
ISO 27001 (Basware Oy, certificate file dated 2025) incl. ISO 27017, ISO 27018 and HDS; ISO 9001 listed; SOC 1/ISAE 3402 and SOC 2/ISAE 3000 reports “available to customers and prospects under NDA” (attestations)
Provider-stated, not registry-verified. ISO scope, standard revision, certification body and validity not stated in page text. SOC/ISAE auditor and report period not stated. DPA Annex 2 (2021) describes controls “externally audited by a well-known certified public accountant (CPA) entity”. Company-level, not SmartCoding-specific
Coding proposal only for invoices that do not have any coding rows yet; multicoding row predictions only in “SmartCoding Premium version 2”
No accuracy figure for SmartCoding found; AI & ML page claims accuracy “continuously improves” without figures. The “above 97% accuracy” figure on that page refers to SmartPDF, not SmartCoding
Jedox is an Azure-hosted planning platform with an Excel-like interface that links P&L, balance-sheet and cash planning in one model, adding JedoxAI Planning Wizards for revenue and cash-flow forecasts.
Per named user · annual ○ Sources disagree – open for details EU regions selectable ○ Conditions apply – open for details Facts, sources and conditions Jedox is an Azure-hosted planning platform with an Excel-like interface that links P&L, balance-sheet and cash planning in one model, adding JedoxAI Planning Wizards for revenue and cash-flow forecasts.
Where it sits on the map · 1 · 1 FP&A planning, budgeting and forecasting with AI-assisted forecasts
Task classification by ETHORITY; match it to your intended use.
Jedox Cloud SaaS: “a simple monthly fee per named user (billed annually)”; user types Full User, Planner, Viewer; packages Business, Professional, Professional Plus
Where the provider's own sources disagree The provider’s own sources say different things here. Page intro also mentions an “Essential” package not described in plan sections (internal inconsistency)
Jedox Cloud regions in Europe: North Europe, West Europe, Germany West Central, France Central, UK South (plus US, UAE, Australia, Singapore); JedoxAI: in UAE North, Germany West Central and Switzerland North “certain data may be temporarily sent” to a Microsoft data centre in another region for AI processing
Jedox Cloud “runs on the Microsoft Azure cloud platform” (pricing page). In Germany West Central, AI is disabled by default and enabled only after written approval to the Customer Success Manager
Only third-party model training is addressed – “All prompts, completions, and training data remain private and are never used to improve external models”
FAQ: data “is not used by Microsoft to train underlying models”. AI page states fine-tuned models are “exclusive to each customer”, i.e. customer-specific tuning exists; use for Jedox's own shared models not addressed
SAP ERP / BW / S/4HANA (sRFC, transport packages), Salesforce (incl. write-back), Microsoft Dynamics 365/Nav, Oracle NetSuite, Infor, Power BI and Qlik (OData Hub), Tableau, Snowflake, SQL databases, Excel/CSV/JSON/XML, REST/SOAP; Jedox MCP
Connector count not stated (“prebuilt connectors”). DATEV and Xero not named
JedoxAI: multidimensional reporting not yet supported (“will be implemented in a near future”); performance “may vary based on the size and complexity of the query”; “Currently, JedoxAI is optimized for desktop use”; Reporting/Knowledge/Modeling/Planning agents described as “On the horizon”
Provider time claim: “Reduce planning cycle time by 66%” (C&A footnote)
According to sevdesk: “Für die Buchungskategorie macht sevdesk dir KI-gestützt einen Vorschlag und lernt aus denen Zuordnungen.”
Per plan per month ○ Germany ○ Conditions apply – open for details Facts, sources and conditions According to sevdesk: “Für die Buchungskategorie macht sevdesk dir KI-gestützt einen Vorschlag und lernt aus denen Zuordnungen.”
The originally listed page was inaccessible. Pricing and the AI guide describe a recommendation for the appropriate booking category: https://sevdesk.de/preise/
Where it sits on the map · 1 · 1 Cloud bookkeeping and invoicing for German freelancers and small businesses with AI receipt categorisation
Task classification by ETHORITY; match it to your intended use.
Per month per plan (“pro Monat (zzgl. MwSt.)”), billed monthly, yearly or every 24 months; no per-user price stated
Kostenlos 0,00 €; Rechnung 11,90 € (monthly) / 9,90 € (yearly) / 8,90 € (24 months); Buchhaltung 25,90 / 22,90 / 19,90 €; Buchhaltung Pro 34,90 / 30,90 / 27,90 €; each shown alongside a lower promotional figure (Rechnung 4,45 €, Buchhaltung 9,95 €, Pro 13,95 €)
Unit: EUR per month, net Where the provider's own sources disagree The provider’s own sources say different things here. Contradiction on same page: comparison table shows Rechnung 12,90 → 6,45 €, Buchhaltung 25,90 → 12,95 €, Pro 34,90 → 17,45 € “Gültig für Tarife mit einer Laufzeit von 24 Monaten”; /funktionen/ shows the same 12,90/25,90/34,90 figures. Which figure is regular vs promotional not marked in page text. AI category suggestion included in Buchhaltung and Buchhaltung Pro only
“Serverstandort Deutschland”
Ask which hosting provider applies to your account.
DATEV / ADDISON export (CSV/XML DATEV format, DATEV-Datenservices); ELSTER interface (UStVA without extra certificate); “über 4.000 Banken und Neobanken”
DATEV/ADDISON export in paid plans only; no ERP integrations (SAP, NetSuite, Dynamics, Xero) named
sevdesk is “nicht AI-first” – AI used only where it adds value; AI receipt categorisation not in Rechnung or Kostenlos plans; Kostenlos plan limited to “3 Rechnungen / E-Rechnungen pro Monat” and no DATEV export
No accuracy figures published on reviewed pages
According to Stampli: “Billy captures and codes every line, identifies vendors, predicts approvers, flags duplicates”
Per order form ○ Conditions apply – open for details Ireland (AWS) ○ Sources disagree – open for details Facts, sources and conditions According to Stampli: “Billy captures and codes every line, identifies vendors, predicts approvers, flags duplicates”
Where it sits on the map · 1 · 1 Accounts payable automation: invoice capture, GL coding, PO matching and approval routing
Task classification by ETHORITY; match it to your intended use.
Fees “as set in the Order Form”; Direct Pay: “Pay as you Go” charge “for each Payment (ACH or Check)” or “predefined bundle pricing model” subscription
AP platform pricing unit not published (“custom Stampli pricing”); Terms page only partly read (first 100,000 characters)
Databases on AWS eu-west-1; Stampli hosts all its software in AWS facilities in Ireland
Where the provider's own sources disagree The provider’s own sources say different things here. Contradiction: Privacy and Security PDF (effective 1/4/2016): “Stampli may store and process data in the US as well as other jurisdictions”; MSA §2.3 only says “AWS data centers”. No EU-only guarantee stated
Acumatica, Dealertrack DMS, Microsoft Dynamics 365 Business Central, Dynamics 365 Finance, Dynamics GP, Oracle Fusion Cloud ERP, Oracle NetSuite, Sage 100, Sage Intacct, Sage Intacct Construction, QuickBooks Desktop, QuickBooks Online, SAP ECC, SAP S/4HANA (14 listed); “ERP-native integrations via API, bridge, or file with the connector maintained by Stampli”
Page links to “All Systems” without total count. DATEV and Xero not named
SOC 1, SOC 2 and SOC 3 reports (“Stampli undergoes SOC 1, 2, and 3 certification and annual reviews”); PCI DSS SAQ-D Attestation of Compliance
SOC reports are attestations, not certifications. Type (I/II), auditor and period not stated; linked SOC 3 report URL contains “2022”. ISO 27001 mentioned only as an AWS assurance (host's certificate, not Stampli's). “GDPR validated” footer badge is not a certification
“This is suggestion coverage, not autonomous financial judgment”; “The exact skills available depend on the Stampli products and workflows a customer uses”; “Teams should confirm the exact matching configuration and ERP data available for their process”; ERP remains system of record
The 89% work-share figure is a provider claim without a stated measurement method. Validate accuracy and effort against your own baseline.
