AI in credit scoring and insurance pricing: where high-risk duties apply from 2 Dec 2027.

ETHORITY®AI Business Operating SystemTopic area

GOOD AI PRISM · FINANCIAL SERVICES & INSURANCE

AI in credit scoring and insurance pricing: where high-risk duties apply from 2 Dec 2027.

Compare 28 mapped offerings for fraud, credit, claims and pricing in banking and insurance, and know the dates when the rules apply.

92%

of EU banks deploy AI

Source · EBA, Sep 2025

75%

of UK financial firms already use AI

Source · BoE/FCA, Nov 2024

TODAYin 13 months

2 Dec 2027

EU high-risk duties for credit scoring and life and health insurance pricing apply

Source · Reg. (EU) 2026/1744, Jul 2026

Insights

8 of 28

Fraud leads the market.

Source · Good AI Prism, Oct 2026

79%

Japan went generative in two years.

Source · Bank of Japan, Aug 2026

$486bn

Fraud sets the business case.

Source · Nasdaq Global Financial Crime Report

https://ethority.ai/ai-prism/fsi · TOPIC AREA · EN · OCT 2026 · Good AI Prism artwork © 2026 ETHORITY & STEN.AI LLC · CC BY-NC-ND 4.0 · data and third-party marks not covered