79% of surveyed Japanese financial institutions use GenAI.

ETHORITY®AI Business Operating SystemSector brief

GOOD AI PRISM · FINANCIAL SERVICES & INSURANCE

79% of surveyed Japanese financial institutions use GenAI.

Credit, fraud, pricing: decisions your customers can understand. Where AI already decides, detects and advises in banking and insurance, and the rules.

TWO YEARS EARLIER31%202679%

79%

of 150 surveyed Japanese financial institutions use generative AI, up from 31% two years earlier

Source · Bank of Japan, 2026

28

AI offerings mapped in Financial Services & Insurance

Source · Good AI Prism, Oct 2026

TODAYin 13 months

2 Dec 2027

EU high-risk duties for credit scoring and life and health insurance pricing apply

Source · EU AI Act, as amended 2026

https://ethority.ai/research/publications/fsi-global-en · GLOBAL EDITION · EN · v1.6 · OCT 2026 · Good AI Prism artwork © 2026 ETHORITY & STEN.AI LLC · CC BY-NC-ND 4.0 · data and third-party marks not covered